Description

An HMO, or Health Maintenance Organization, is a type of health insurance plan that provides a range of healthcare services through a network of providers. Members typically pay lower premiums and out-of-pocket costs but must use the network's doctors and hospitals for their care.

Interpreter Notes

Interpreters should be aware that the term 'HMO' may be used interchangeably with 'organización de mantenimiento de la salud' in some contexts. It is important to maintain a formal register and avoid colloquial terms. Variants like 'plan de salud' may be heard but should be avoided in formal interpretations.

Example Sentences

EN: Many families choose an HMO for its lower costs and comprehensive services.

ES: Muchas familias eligen una organización para el mantenimiento de la salud por sus costos más bajos y servicios integrales.

Common Interpreter Mistakes

Confusing HMO with PPO (Preferred Provider Organization); using informal terms instead of the formal term; mispronouncing 'organización' as 'organisación'