Out-of-pocket expense
Spanish: Gasto o desembolso en efectivo
Description
Out-of-pocket expense refers to the costs for medical care that are not reimbursed by insurance. These expenses must be paid directly by the patient, which can include deductibles, copayments, and any services not covered by their health plan.
Interpreter Notes
Interpreters should be aware that patients may refer to out-of-pocket expenses in various ways, such as 'gastos personales' or 'gastos no cubiertos', which are colloquial and should be avoided in formal contexts. It is essential to maintain a consistent use of the term 'gasto o desembolso en efectivo' to ensure clarity in medical discussions.
Example Sentences
EN: The patient was surprised by the out-of-pocket expense for the surgery.
ES: El paciente se sorprendió por el gasto o desembolso en efectivo de la cirugía.
Common Interpreter Mistakes
Confusing 'out-of-pocket expense' with 'deductible'; misinterpreting 'gasto' as a general expense rather than a specific medical cost; mixing up terminology related to insurance coverage.